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    “The awkwardness seems even more intense than dating sites because it doesn't align with the old, time-worn trope of the Boyfriendless Lady Who Has Lots Of Female Friends But Just Wants Love,” wrote Jezebel’s Ann Breslaw. I had fantasies of the perfect family: smart children, a home in Scarsdale with the wrought iron fence, a Volvo wagon, and engaging family dinners. My fantasy this time was that he would wake up, become ambitious, and make the big bucks so I could retire. We had acquired enormous debts, so my choices were: Pay him alimony or pay the debts. In both marriages, I drank the Kool-Aid and kept the fantasies alive because I wanted to be taken care of. Sure, there's a learning curve, but with a little help and research you can begin. In fact, if the beneficiaries named in your retirement plans (401k, IRA, Roth IRA, etc.) are different than those you've named in your will..assets go to the beneficiaries on the retirement accounts and NOT those named in your will.


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