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    In 2008, the Ramseys were exonerated in the death of Jon Benét Ramsey through DNA evidence.


    Consolidating federal loan student

    Depending upon the total balance you are consolidating, you may extend the repayment period for up to 30 years with consolidation.

    The extended period makes the monthly payment amount more manageable; however, the longer your loans are in repayment, the more interest you will pay over the life of the loan.

    The result is a single monthly payment instead of multiple payments. Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received.

    Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs. Refer to the complete list of federal student loans eligible for consolidation in the application.

    Fortunately, we’ve highlighted the six best banks and lenders to help you refinance and consolidate both private and federal student loans, based on your financial situation.

    With student loan consolidation, you may be able to refinance at a lower interest rate, decrease your monthly payment, or both!

    However, the interest rate is fixed for the life of the loan.Learn more about Direct Consolidation Loans on the Federal Student Aid site Apply now at Student Private student loans are NOT eligible for consolidation into a Direct Consolidation Loan.You may also add eligible loans to your existing Direct Consolidation Loan using the form below – if you are within 180 days of the date we paid off the first loans you are consolidating.Find out more about the choices debt consolidation offers.Ideally, you would qualify for debt consolidation after graduation.

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